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Financial functions Financial functions calculate financial information, such as net present value and payments. For example, you can calculate the monthly payments required to buy a car at a certain loan rate using the PMT function. Click a function name for details. This function Returns FV The future value of an initial investment, based on a constant interest rate and payment amount for the number of periods in months. NPV The net present value of a series of unequal payments made at regular intervals, assuming a fixed rate per interval. PMT The payment required by the term, interest rate, and principal. PV The present value of a series of equal payments made at regular intervals (periods), assuming a fixed interest rate per interval. Related topics About functions About formulas